Savings

Flexible Savings allows you to deposit crypto to earn interest every day. Subscriptions can be redeemed at any time.

When you subscribe to a Flexible Savings product, funds will be deducted from your spot account. You will receive your daily interest payments in your spot account within two days.

Estimated daily interest = subscription amount × Est. APR ÷ 365. After subscription, interest will be calculated on the following day (D+1), also known as the interest accrual date, and will be distributed to your spot account daily starting one day after the interest accrual date (D+2).

To redeem your funds, go to Orders > Earn Orders, then use the Redeem button on the product you wish to redeem. Interest will cease to generate from the day you request to redeem your funds. Note that you can redeem your funds at any time after the value date (D+1).

When enabled, Auto Transfer will automatically deposit the assets in your spot account to Flexible Savings every day at 6:00 AM (UTC). You can toggle auto transfer from the subscription confirmation page.

It is a product with a fixed subscription period which yields a higher return than Flexible Savings.

1. Low Risk: Your locked assets will be returned, along with any profits earned. 2. High APR: Receive higher yields than Flexible Savings. 3. Flexible Investment: Put your idle crypto to work for a fixed period of 30 or 60 days.

Upon maturity of the product, your principal will be automatically transferred to your Flexible Savings account. Some Fixed Savings products support early redemption. Note that early redemption of Fixed Savings products may result in penalties.